5 Year Fixed
4.69%
Uninsured 4.79%
Live rates · Updated June 2, 2026
The terms Ontario borrowers ask for most, side by side with the full schedule. Get a personalized quote in minutes.
Featured rates
Our most-booked products today. Toggle to match how you're qualifying.
Cash-back rates return a lump-sum rebate at closing (handy against moving or legal costs), usually for a slightly higher rate. Ask a broker how it nets out for your file.
The full board
Insured and uninsured side by side. Your active view is highlighted; the 5-year is today's most-booked.
| Term | Insured< 20% down | Uninsured20%+ / refi |
|---|---|---|
| 1 Year | 4.89% | 4.99% |
| 2 Year | 4.64% | 4.74% |
| 3 Year | 4.59% | 4.69% |
| 4 Year | 4.89% | 5.19% |
| 5 YearMost popular | 4.69% | 4.79% |
| 7 Year | 5.00% | 5.00% |
| 10 Year | 6.79% | 6.79% |
| Term | Insured< 20% down | Uninsured20%+ / refi |
|---|---|---|
| 3 Year | 4.05% | 4.05% |
| 5 YearMost popular | 3.95% | 4.05% |
Benchmarks that steer variable mortgages and HELOCs (reference only, not bookable products).
Rates subject to change. O.A.C.
A licensed Magellan broker shops 30+ lenders to beat the posted rate.
AI assistant · General information