Current Rates
5yr Fixed 4.69%
5yr Variable 3.95%
3yr Fixed 4.59%
Prime 4.45%
BOC 2.25%
Updated Jun 2, 2026

About Magellan

Financing built on relationships, not transactions.

We're an FSRA-licensed mortgage brokerage serving Ontario, helping families build long-term wealth with honest advice and access to 30+ lenders.

30+
Lender Partners
$500M+
Mortgages Funded
5+
Years Serving Ontario
4.9
Client Rating

Our Story

A brokerage that puts your whole picture first

Magellan Capital Network was founded on a simple belief: a mortgage is one of the biggest financial decisions a family makes, and it deserves more than a rate quote.

We provide clear, relationship-driven guidance focused on more than just financing. We help clients build long-term wealth with confidence, and our approach centers on understanding each client's broader financial picture, so every decision supports both immediate needs and future goals.

Because we work with 30+ lenders (banks, credit unions, monolines, and alternative lenders), we're never limited to a single institution's products. That means more competition for your business, and often a materially better outcome than walking into your own bank.

Sinthu Perumalsamy · Director, Magellan Capital Network
Magellan broker meeting with clients
24h Typical pre-approval turnaround

Why Magellan

What you can count on

The fundamentals that make working with us different from walking into a single bank branch.

FSRA Licensed

A fully regulated Ontario brokerage, License #13521. Independently owned and operated.

Independent Advice

We're not tied to any single bank, so the recommendation you get is the one that's right for you.

Quick to Start

Start your pre-approval in 60 seconds, then get rate-locked offers from multiple lenders.

PIPEDA Compliant

Your personal and financial data is handled securely, never sold, and shared only as needed.

How it works

A single point of contact, start to finish

No call-centre handoffs. One dedicated advisor walks your file from first conversation to closing day.

01

Conversation

We learn your goals, timeline, and full financial picture.

02

Shop 30+ lenders

We put your file in front of banks, credit unions, and monolines, then bring back the strongest offers.

03

Pre-approval

A rate-locked, written pre-approval, usually within 24 hours, so you can shop with confidence.

04

Close & beyond

We coordinate every detail to closing and stay your long-term mortgage partner through renewals.

Meet the team

Real people, real results

Our advisors are licensed, local, and deeply experienced with the Ontario market. You'll have a single dedicated point of contact from first call to closing.

Sinthu Perumalsamy — Director, Magellan Capital Network
Sinthu Perumalsamy
Director

Leads Magellan Capital Network with a vision for relationship-first mortgage advice. Sinthu built the brokerage on the belief that every client deserves a long-term financial partner, not just a transaction.

Markham, ON FSRA Licensed
Aristo Ariyaratnam — Principal Mortgage Broker, Magellan Capital Network
Aristo Ariyaratnam
Principal Mortgage Broker

With decades of experience in residential, commercial, and private lending, Aristo brings creative deal-making and deep lender relationships that open doors others can't. He's the broker other brokers call when a deal looks impossible.

Markham, ON FSRA Licensed
Saveetha Kirupaharan — Admin Coordinator, Magellan Capital Network
Saveetha Kirupaharan
Admin Coordinator

Saveetha keeps Magellan running behind the scenes, managing mortgage files, coordinating with clients and agents, and ensuring every application stays on track. Detail-driven, organized, and always reliable.

Markham, ON FSRA Licensed

No pressure, no obligation

Ready to break free from high mortgage rates?

Start your personalized quote in 60 seconds and hear back from a licensed advisor.

Access to 30+ lenders Zero obligation FSRA licensed brokerage Independent advice