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Three calculators built on the actual Canadian rules: semi-annual compounding, GDS/TDS ratios, the stress test, CMHC, and Ontario's marginal tax brackets. Or use them to make the broker conversation faster.
See your monthly, biweekly, or accelerated payment on any mortgage, and exactly how much of every dollar goes to interest under the true Canadian formula.
Find your maximum purchase price from income, debts, and down payment, with the stress test and CMHC insurance built in, and live GDS/TDS gauges.
Calculate Ontario LTT plus Toronto's municipal LTT, with first-time buyer rebates. Watch how your price is taxed bracket by bracket.
Numbers are a starting point. A broker shops 30+ lenders to find the actual rate. It's free, with no commitment, and you can see what you'd qualify for.
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